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Why South Africans choose Meerkat

A Top 5 registered debt counsellor that treats you like a person, not a number.

Expert guidance you can trust

Personalised advice from qualified debt professionals who put your needs first.

Fully registered and compliant

Registered with the National Credit Regulator (NCRDC2613) - you're in safe hands.

Excellent customer service

Fast, friendly and responsive service from a team that genuinely cares.

Confidentiality guaranteed

We treat your information with the highest level of confidentiality and security.

Support across South Africa

Our national team of debt counsellors is ready to help, wherever you are.

A plan built around you

No one-size-fits-all. Your debt plan is built around your situation.

Real South Africans. Real results.

"I've been in debt I couldn't even buy groceries but ever since I joined Meerkat things were starting to be better, I can even recommend it to a friend, family and colleagues. It's very helpful." Malvin

"I never thought I would get out of debt so easily. When I was told that I will pay a reduced fixed amount I was so relieved, it felt like a dream. My debt was over R300K but now I consider myself debt free." Khosi

"I have had a long road with Meerkat to get debt free. There were 5 years with no salary increase, family emergencies and the big one Covid. I fell behind on my monthly payments and I had salary cuts, but Meerkat supported me all the way. I am debt free today." George

“Meerkat saved me from drowning in debt. My payments are manageable, and I feel in control again!”  Sarah

"I was scared of losing my car, but Meerkat helped me restructure my debt. Highly recommend." Anathi

Getting out of debt is easier than you think

Three steps from your first call to one affordable payment.

1

Tell us about your debt

Request a call back or WhatsApp us. It takes less than a minute and the assessment is free, with no obligation.

2

We assess and negotiate

A friendly debt counsellor looks at your income and expenses, then negotiates lower interest and repayments with your creditors. No judgement, no jargon.

3

Pay one reduced amount

You make one affordable monthly payment. When your plan is done, you get your clearance certificate and a fresh start.

Request a call back →

Good to know before you apply

Straight answers to the questions most people ask first.

What does it cost?

Nothing upfront. Fees are set by the National Credit Regulator and built into your monthly repayment.

What about my credit record?

A debt review flag shows on your credit profile while you're paying off your plan, and you can't take on new credit. Once you've finished, we issue your clearance certificate and the flag is removed.

How long does it take?

It depends on how much you owe and what you can afford. Your consultant shows you the full plan before you commit.

Your questions answered

What is debt review?

Debt review, also known as debt counselling, is a legal process introduced by the National Credit Act. It helps South Africans who are struggling to pay their debt. Your debt is restructured and interest rates are reduced so you can meet your monthly commitments.

Who qualifies for debt review?

If you have a regular income but can't keep up with your monthly debt repayments, you may qualify. A consultant will do a free assessment to check, with no obligation.

What costs are involved in debt review?

Debt counsellors' fees are regulated by the National Credit Regulator (NCR) and form part of your monthly repayment, so you won't be charged any additional or upfront fees. Generally, the first 2 monthly payments go to the debt counsellor for administering the debt review and legal process. Your creditors are then paid from month 3.

What happens after debt review?

Once your debt has been repaid, your counsellor issues a clearance certificate. It is submitted to the credit bureaus so they can update your record and remove the debt review flag.

What is the difference between debt review and debt consolidation?

Debt review restructures all your debt repayments into one affordable monthly repayment by extending the terms of your credit agreements and decreasing interest rates. Consolidation means taking out one large loan to settle all your debts. Consolidation loans require that you are not over-indebted when you apply.

Ready to get out of debt?

Get a free, no-obligation assessment from a registered debt counsellor.

Recognised as one of South Africa's Top 5 Debt Counsellors by the Debt Review Awards 2026

National Debt Counsellor
MyMeerkat (PTY) Ltd. David O’Brien Registered Debt Counsellor (NCRDC2613). Lauren Francis Registered Debt Counsellor (NCRDC3561) 203 Pine Park, 1 Logan Way. Pinelands Cape Town.

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